The group management report provides an overview of the DZ BANK Group’s current and future situation.
In this section, you can find out about our business model, strategy, and management units, as well as the approach, key performance indicators, and processes used to manage the DZ BANK Group.
In the business report, we describe the economic conditions during 2019 and the DZ BANK Group’s financial position and financial performance.
This section sets out any events of particular importance that occurred after the end of the financial year.
You will find the reporting on corporate social responsibility (CSR) and sustainability in the non-financial group statement, which is included in a separate chapter of the Annual Report.
In this section, we provide our predictions for economic conditions, our financial performance, liquidity and capital adequacy, and the performance of the operating segments for the year as a whole.
The opportunity and risk report provides information on the opportunity and risk management system of the DZ BANK Group and DZ BANK. It also sets out the main potential opportunities and risk factors and contains details of the measured risks.