This report describes the work carried out by the Supervisory Board and its committees during the financial year. In 2019, the activities of the Supervisory Board focused on DZ BANK’s strategy, the current regulatory challenges, and the persistently low level of interest rates. Other matters dealt with by Supervisory Board members during meetings include the business performance and capital situation of the bank and the strategic and operational planning.

In the Group Coordination Committee, the group’s entities coordinate with each other to ensure consistency with regard to management of opportunities and risks, capital allocation, strategic issues, and leveraging of synergies.